Group health insurance is acquired by companies and organizations to provide medical coverage to their employees. It offers coverage from the day employees join until they resign, with the employer paying the premium on their behalf.

Benefits for Employers:

• Retention and Recruitment: Offering group insurance is an attractive perk that aids in retaining existing employees and attracting new talent.
• Goodwill Generation: Providing group health insurance fosters goodwill among the workforce.
• Cost-Effectiveness: Insurers cover a large number of individuals under one policy, making it cost-effective for employers.
• Corporate Buffer: Employers can opt for a corporate buffer in case of life-threatening diseases or critical illnesses if the existing sum insured is exhausted.

Benefits for Employees:

• No Medical Screening: Employees are not required to undergo medical screening before being covered under group health insurance.
• Pre and Post-Hospitalization Coverage: Employees receive coverage for pre and post-hospitalization expenses.
• Coverage Extension (ESKP): Coverage extends to employees’ spouses, children, and parents.
• No Waiting Period: Unlike individual health plans, there is no waiting period for specified ailments under group health insurance.
• Cashless and Reimbursement Claims: Cashless claims can be processed within 45-60 minutes at network hospitals, while reimbursement claims can be done within 15 working days at non-network hospitals.
• Newborn Coverage: Newborn babies of employees are covered from the day of delivery.
• Room-Rent Coverage: Coverage includes room rent, with some insurers offering uncapped room rent coverage.
• Wellness Benefits: Policyholders have access to various IPD and OPD benefits, including annual health checkups, mental wellness consultations, e-consultations with physicians and specialists, and more.

SecureEzy Advantages:

• Quick Quotes: Obtain quick quotes from renowned insurers.
• 24X7 Claim Assistance: Access round-the-clock claim assistance.
• HR Panel for Policy Management: Access an HR panel for endorsements, account statements, claims analyses, and e-cards.
• Seamless Claiming Process: SecureEzy’s strong partnerships with insurers and TPAs ensure a seamless claiming process.
• Dedicated Relationship Manager: Enjoy the assistance of a dedicated relationship manager for service-related queries.
• Instant Policy Delivery: Receive a soft copy of the policy via email immediately after purchase, upon completion of documents.