FAMILY HEALTH INSURANCE

Family Health Insurance

Comprehensive Care, Unified Plan.

Family Health Insurance

Family health insurance ensures comprehensive coverage for medical expenses, minimizing out-of-pocket expenses up to the sum insured. With a family health insurance policy, you can avail cashless treatment at network hospitals, typically covering 30 days pre-hospitalization and 60 days post-hospitalization.

To enhance the base health insurance plan, one can opt for additional benefits such as Personal Accident (PA) Cover, Critical Illness (CI) Cover, etc., at a nominal cost. These add-on products provide coverage for disabilities and illnesses not covered under the basic health insurance plan, without any waiting period or medical checkups.

Investing in a senior citizen health insurance policy can provide comprehensive security for elderly parents or secure their old age, which often comes with various ailments requiring expensive medical treatment.

Almost all health insurance plans include coverage for Coronavirus treatment. Additionally, insurers have introduced COVID-19 specific policies like the Corona Rakshak policy and Corona Kavach policy, which provide lump sum payments upon diagnosis and cover the cost of consumable items like PPE Kits, Masks, Gloves, etc.

Benefits of Family Health Insurance

Health Coverage: Comprehensive coverage for medical expenses, including pre and post-hospitalization.
Pre-existing Diseases: Coverage for pre-existing diseases after a certain waiting period.
Claim Reimbursement: Coverage for hospitalization expenses.
Tax Rebate: Annual premium paid for health coverage is subject to tax exemption under section 80D of ITA, 1961.
Other Benefits: Some plans cover OPD expenses without requiring hospitalization for a minimum of 24 hours. Standalone OPD plans are also available.

Key Points to Remember when Comparing Family Health Insurance

Sum Insured Amount
Policy Premium
List of Network Hospitals and Claim Settlement Ratio
Sub-limits and Waiting Period for Pre-existing Diseases
Co-payment Clause

SecureEzy offers comprehensive family health insurance plans tailored to meet the diverse needs of families, providing peace of mind and financial security during medical emergencies.

*Disclaimer

We strive to respond within 30 minutes of your contact. Our 30-minute claim support service aims to provide reasonable assistance to policyholders in claim processing. However, claim settlement, including cashless claims, is the responsibility of the insurer, subject to policy terms and conditions. This service is contingent upon our operations not being affected by system failures, force majeure events, or circumstances beyond our control. For further assistance, reach our 24×7 Claims Support Helpline at +917087022236
Product information is sourced directly from the insurer. SecureEzy acts solely as a facilitator, and claims settlement remains at the discretion of the insurer. You have the right to cancel the policy within 15 days from the date of issuance, as per Insurance guidelines. Refer to the Plan Brochure or consult our advisor for more details.
All health insurance plans cover hospitalization expenses, including COVID-19 treatment, up to specified limits. Specific COVID-19 policies like Corona Kavach Policy and Corona Rakshak Policy are also available.
All savings and online discounts are provided by insurers as per IRDAI-approved plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on qualification criteria and document submission.
Starting at ₹1748/month, a 1 crore health insurance plan for an 18-year-old male with no pre-existing conditions. Renewal premium discounts are subject to earned wellness points. Refer to the sales brochure for plans offering up to 100% renewal premium discount.
Starting at ₹400/month, a ₹5 lakh Health insurance plan for a 30-year-old male & 29-year-old female residing in Delhi with no pre-existing conditions.
Starting at ₹541/month, a ₹10 lakh Health insurance plan for a 30-year-old male & 29-year-old female residing in Delhi with no pre-existing conditions.
Starting at ₹762/month, a ₹1 Crore Health insurance plan for a 30-year-old male & 29-year-old female residing in Delhi with no pre-existing conditions.
Starting at ₹243/month (₹8/day), a ₹5 lakh health insurance plan for a 20-year-old male, non-smoker, residing in Bengaluru with no pre-existing conditions.
Starting at ₹2020/month, a ₹1 Cr Health insurance plan for a 50-year-old male & 50-year-old female residing in Bangalore with no pre-existing conditions, rounded off to the nearest 10.
Starting at ₹390/month (₹13 per day), a 1 crore Health insurance plan for a 25-year-old male with pre-existing diseases, residing in a tier 1 city, rounded off to the nearest 10.
For a 90 lacs super top-up, starting at ₹2/day, for a 25-year-old person residing in Delhi with no pre-existing conditions and a ₹10 lac deductible.
Starting at ₹5654/year (₹15/Day), a ₹5 lakh health insurance plan for a 21-year-old male, non-smoker, residing in Karnataka with no pre-existing conditions. Other online discount options are also available as Per IRDAI-approved plans.
No medical tests required unless requested by the insurer’s underwriter. Relevant medical proof may be required for pre-existing diseases as per policy terms and conditions.
Values for effective cost calculation are indicative and subject to change based on the selected plan.
Coverage up to double the sum insured amount is available on certain covers for a minimum plan of ₹5 Lakh on the first claim only to individuals up to 45 years of age with no pre-existing conditions. The benefit may be provided with or without extra cost, depending on the chosen plan.
Coverage of pre-existing diseases is provided by the insurer as per their underwriting policy.
On-ground claim assistance is available in 114 cities.
Tax Benefits are subject to changes in tax laws. GST Exemption depends on qualification criteria and document submission as required by insurers. For more details on risk factors, terms, and conditions, please carefully read the sales brochure and applicable rules and regulations before concluding a sale.*
Pre-existing diseases such as asthma, high blood pressure, cholesterol, and diabetes are covered as per insurer T&Cs. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please carefully read the sales brochure before concluding a sale.

STANDARD TERMS AND CONDITIONS APPLY.

For more details on risk factors, terms, and conditions, please carefully review the sales brochure and benefit illustration before making a decision.

EZY WISE SERVICES INSURANCE BROKERS PRIVATE LIMITED | CIN No. U66220CH2023PTC044944 | License Category: Direct (Life & General) | Registered Office – SCO-10,11,12, Ground Floor, SECTOR-17B, Chandigarh-160017 | Registration No. 928 VALID FROM 03-JAN-2023 Το 02-JAN-2027 | Website: www.secureezy.com Email: Info@secureezy.com